Friday, July 30, 2010

How To Purchase Diamond Jewelry

Probably by now you're thinking of offering your bride a diamond ring and ask for her hand in a marriage. The idea seems simple, all you have to do is go to a jewelry store, purchase a diamond ring, and propose to her. Realistically speaking though, this isn't always the case because when you first look at the price tag of your chosen sparkler you'll soon realize how nerve-racking it really is to purchase diamond jewelry gifts. If you are planning to buy a diamond, it is imperative that you take charge of your transaction, and in order to do so you must be well informed about the tricks of the trade in order for you to get the most for your money.

Fred Cuellar, a gemologist and world-renowned diamond expert, believed that there are four things that a buyer has to consider when purchasing diamond jewelry gifts: budget, expectations, savvy and timetable. When it comes to budget, you should be able to allocate the amount that you could afford and as much as possible should not exceed your laid budget plan; a month's salary could already suffice for you to buy a diamond. Expectations demand for you to know and understand the needs and wants of the person to whom you will give the diamond; this way you will know what type and design to pick. Being savvy is a manner with which you must be aware of the cost of sparklers in the market as well as the designs available; and for timetable, you must know when you will purchase and when you will give the diamond, but be sure to give yourself more time to analyze things so that you could be prepared in any case.

Now that you have a crash course about making diamond purchase, you should also know where to buy your sparklers. You have two options where you could purchase your diamond jewelry gifts: go online or visit local jewelry shops. Buying online is a practical way to secure your diamond without the need to drive around since everything you need is just a click away; however, you should also consider the drawbacks associated with this practice, first you can't appraise the jewelry and second you don't know with whom you are transacting with; if this option is good enough for you, it is crucial for you to do an intensive background check so that you can be assured that you would really get the diamond you are about to purchase. The second and probably the safest option is to buy on your local jewelry shop; aside from the fact that you could appraise the diamond, long time jewelers could also answer your questions which would assist you in making your purchasing decisions.

As for the diamond, always remember the 4Cs: clarity, color, cut and carat; all of which are important elements that determine the real value of sparklers. Clarity is what determines how free from blemishes and inclusions a diamond is. Different types of diamond are assigned with clarity grades that may range from flawless to obvious inclusions. In fact, there are so-called clarity enhanced sparklers that are treated to reduce their imperfections via irradiation, filling imperfections, or laser drilling, but they are cheaper than diamond pieces that aren't treated.

When it comes to color, diamond pieces are available in virtually all colors; however, colored sparklers are rare and truly expensive so chances are, the sparklers you would see during your shopping are either white or yellow in color but between the two, it would be better to go for whiter diamond pieces. This is because the yellow color of sparklers came from nitrogen, which significantly affect the stone's capability to let more light pass through, making it appear less shiny and sparkly; hence, as a rule of thumb, the yellower the diamond, the lesser its value. When it comes to cut, diamond pieces could be cut in different ways, the most common of which is the round brilliant cut. More than indicating the shape of the diamond, a cut also determines how sparkly such gemstone will be.

Aside from being clear and white, a diamond cannot be considered as a diamond unless it sparkles, which could only be achieved by properly cutting it. As cut is extremely hard to analyze, the three things that you should look at are brilliance, fire and scintillation; however, if you really want to make things easier, the standard round brilliant cut is probably the most preferable choice compared to other cut. Lastly, the carat refers to the unit weight of a diamond. Majority of diamond pieces utilized for fine jewelry often weight one carat or less; a fraction of a carat could significantly change the amount of the diamond.

If you intend to buy diamond jewelry gifts, chances are, you're having trouble with what to pick. Regardless if you want to buy a round brilliant cut diamond or clarity enhanced diamond, it is always advised to adhere to the BEST guideline which refers to budget, expectations, savvy and timetable. You should also consider the 4Cs of diamond which stands for carat, color, clarity and cut.

-Lorraine Jacobs

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